More Information

Loan Requirements

some types of loans may require the roof to meet certain standards. Common requirements are:

  • Life expectancy of the roof to be a minimum of 3 years

  • Provides a description of the roof and it’s condition

  • That the “Certification” be good for two to five years (varies )

What do we look at ?

  1. Gutters and downspouts; are parts missing, their condition and if they need repairs

  2. How many layers of roofing materials.

  3. Previous repair work; was it done correctly.

  4. Flashing; is the roof properly flashed at roof penetrations, edges and the valley areas.

  5. Are there damaged or missing tile or shingles.

  6. If there is pooling water.


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